Corporate companies considers its employees as people who contribute to the health, wellness, and growth of the organization, BH Insurance Broker servicing our clients to make sure they have quality group medical insurance policy that keeps our client employees motivated and well taken care of.
Group Medical Insurance
Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
BH Insurance Broker is an authorized insurance brokerage in the Emirate of Dubai which can provide several options for medical insurance as per the provisions of the Health Insurance Law of Dubai. We have different levels of cover which are Basic Plan and Enhanced Plan, based on the annual limit and territorial limit of the cover. The schemes can be tailor made to client’s requirement and budget subject to compliance of applicable Health Insurance Laws.
Group Life Insurance
This cover is provided against death by any cause which can be extended to include additional accidental death benefit, permanent total/partial disability due to accident or sickness, temporary total disablement due to accident or sickness, medical expenses (accidental) and repatriation expenses.
Individual Medical Insurance
Same as Group Medical insurance this is type of insurance coverage that pays for medical and surgical expenses whether reimbursement or direct billing. But unlike a plan through an employer, Individual health insurance is coverage that you purchase on your own, on an individual or family basis, as opposed to obtaining through an employer. It is something you can select in terms of coverage, benefits and depends on your budget.
Some Insurance companies are offering Basic Plan which have the least and basic coverage per DHA requirement and some are offering Enhanced plans which you can choose to enhance or upgrade your coverage (Annual limit, geographical area, network providers, deductibles, coinsurances, dental, optical, etc)
Individual Life Insurance
Life insurance is a protection against financial loss that would result from the premature death of an insured. The named beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured. The death benefit is paid by a life insurer in consideration for premium payments made by the insured. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum.